How to Read Them, Understand the Requirements, Exceptions, Exclusions and Identify Potential Red Flags

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Have you been seeking clarity as to what is disclosed in a title insurance commitment? Ever come across an exception on a title commitment and weren’t sure exactly what it meant? Wonder if an exception will jeopardize your title coverage?

A title commitment and policy may be one of the most important, yet most misunderstood documents in the real estate transaction. A few minutes reviewing the commitment is one of the best ways to prepare the way for a smooth transaction at the closing table.

Presented by David S. Florio, Training Director at Investors Title Insurance Company.

A Little Background on David Florio david_florio
As the current Training Director at Investors Title, David manages training programs designed to educate real estate professionals on the purpose of title insurance and its role in a real estate transaction, policy forms and available coverages, and underwriting practices used to provide insureds with the best possible title insurance coverage. David delivers training courses that range from introductory topics relating to title insurance and underwriting to commercial underwriting certification courses to educational seminars for real estate partners.

David has held a variety of positions during his 14 year career with Investors Title. As an Underwriting Support Representative, he supported the issuing offices in the entire Investors Title footprint by fielding high volumes of underwriting and risk related questions and by providing solutions for resolving title issues to ensure smooth real estate closings. As Underwriting Auditor for the Company, David reviewed the practices of title agencies to ensure that policies and guidelines were properly implemented. And as an Operations Representative in numerous states, David managed the day-to-day operations of several agencies.

David graduated from Adelphi University with a Bachelor’s Degree in History and is a Licensed Title Insurance Underwriter.