2014 VTC E-NEWSLETTER ARCHIVES
December 2014 Title Notes E-Blast
- Four Things I Wish I Had Known in 1994
- Build a Plan, Reach Your Goal
- Providing Purpose for Bank Customers
- Investors Title Announces YTD Performance
- 5 Answers to Critical Homebuyer Questions That Prove You’re a Rock-Star Agent
- Diversification In Your Bank’s Loan Portfolio That Makes a Difference
- 6 Principles of Human-Centric Leadership
November 2014 Title Notes E-Blast
- Leadership in the Shadow of Crisis
- VTC Devotes Veterans Day to Giving Back to the Community
- The Midterms are Over, But the Community Bank Battle Continues
- Why Bank Boards Should Take a Hard Look in the Mirror
- Build Your Real Estate Plan — Escape From Tomorrowland Today
- Title Tip: A Friendly Reminder Regarding Construction Loan Policies and Affirmative Mechanic’s Lien Coverage
- Study: Most First-Time Homebuyers Confused About Mortgage Process
- Simple Segmentation for Improved Sales
- Consumer Comfort in US Advances to Second-Highest Since 2008
October 2014 Title Notes E-Blast
- Bold Regulatory Reforms Can Help Small Banks Survive
- Have Community Banks Changed Enough?
- 4 VTC Teammates Recognized for Milestone Anniversaries
- Mel Watt and Julian Castro Announce Housing Policy Changes
- CFPB Releases Updated Rules Readiness Guide
- Title Tip – Quitclaim Deeds 101: What You Need to Know About These Property Transfer Documents
- More than 80% of U.S. Homeowners Have Regrets About Their Purchase
- Video: Do You Know What Consumers Want from a Real Estate Agent?
- Here’s How Much Americans Owe on Mortgages in Every State
- Successful Relationship Managers Are Partners to Their Clients
- 28 Inspiring Quotes on Leadership in Business
September 2014 Title Notes E-Blast
- Mortgage-Heavy Banks Fight for Higher Stock Valuations
- Financially Healthy Employees Good for Business, Bureau Says
- US Income Gap Widened During Economic Recovery: Federal Reserve
- Closing Costs are Rising…Here’s Why
- REALTORS Expect Modest Price Growth in Next 12 Months
- Great Leaders Dig Into the Heart of Innovation
- Your Place to Call Home: Title insurance protect you from the past
- Title Insurance premium volume in 2Q dropped 16.6% YOY
- Spotlight on Settlement: Keys to Success Part I – Communication
- The Lost Art of the Hand Written Thank you Note
- Giving Back to Build a Better Community – Feeding America Southwest Virginia
- Grammar Tips: 26 Words That Can Leave the Wrong Impression if Used Incorrectly
August 2014 Title Notes E-Blast
- VTC launches new tag line and purpose statement.
- Replay available of Loan Modifications and Your title Policy Webinar
- Commercial Lending Drives Loan Growth for U.S. Regional Banks
- The (High) cost of Mortgage Lending
- The Future of Banking is Responsive
- What Your Clients Should Know About Easements
- How to Take Care of Your Team So They Take Care of You
- Why You Should Always Recommend an Owner’s Title Policy – The Only Sure Things in Life are Death and Taxes
- Spotlight on Settlement: Don’t be scared of the commercial closing
- Title Tip: What Liens do NOT get wiped out upon foreclosure?
- Five Tips for Feedback That Makes a Difference
- The S.W.E.A.T. Pledge (Skill & Work Ethic Aren’t Taboo)
- What value did you bring your customer today?
- Giving Back to Build a Better Community: Carilion Clinic Children’s Hospital Golf Tournament and Party on the Lawn
- Grammar Tips: Every day or everyday?
- FREE Webinar: Loan Modifications and Your Title Policy – July 22, 2014 at 10 a.m
- Why Some Banks Are Measuring Mortgages Wrong
- Ten Critical Risk Management Services Your Credit Migration Model Should Provide
- Virginia Establishes Savings Plan for First-Time Home Buyers
- Report on 2014 Legislation Affecting Banking
- Millennials May be About to Move Out
- 4 Trends in Real Estate Right Now
- In Home Loans, Subprime Fades as a Dirty Word
- Why You Should ALWAYS Recommend an Owner’s title Policy to Your Clients – No Way to Get There
- Did You Know…About the Automatic Release Provision for Federal Tax Liens?
- Better Protection by Spreading the Risk
- Spotlight on Settlement
- Title Tip: Change in Mobile Home Exceptions
- What Does the Supreme Court’s Recess Appointment Decision Mean for the CFPB?
- Lenders Could Be On Hot Seat if Borrowers Withdraw Application
- It’s What Your Loan Officers Say That Matters
- ABA to Present Three Briefings and Webcasts in July
- 10 Grammar Mistakes Even Smart People Make
- 10 Things Really Amazing Employees Do
- FREE Webinar: Loan Modifications and Your Title Policy – July 22, 2014 at 10 a.m.
- Investors Title Distinguished for Excellence
- Transferring Appraisals: Helping Lenders and Brokers Understand How Standards and Rules Intersect
- Indie Bankers’ Profit-Per-Loan Down NEarly $1,000 Year-Over-Year in 2013
- OCC to Loosen the Oversight Leash on Big Banks
- The Real Reason Community Banks are Closing
- Compliance and Risk Management Options That are Cost Effective
- Why You Should ALWAYS Recommend an Owner’s Title Policy to Your Clients: Dig a LIttle Deeper
- Title Defects Can Haunt Transactions
- Spotlight on Settlement: Getting Settlemed Before Mortgage Settlement Will Make the Process Go More Smoothly
- 2014 Virginia Legislation Affecting Real Estate Industry
- CFPB Mandates Top List of Concerns in Compliance Survey
- Summers Admits to Mistakes in Handling of Housing Crisis
- ABA Praises CFPB Mortgage Cure Proposal, Seeks Longer Window
- 4 Housing Bills That Could Make Mortgage Lending Much Easier
- Lost Generation Casts Shadow Over Housing Market
- Grammar Tips: Top 10 Business Writing Mistakes That Cost You Money
- 10 Life Lessons From a Navy Seal
- Best Practices Boot Camp: Data, Documents Dollars!
- Clearing Up Ideas on Title Insurance
- Here’s a Solid 3-Point Plan for Put-Back Reform
- All-Cash Home Purchases on the Rise
- Investors Title Company Announces First Quarter 2014 Financial Results
- Mortgage Application Activity Rebounds, Up 5.3%
- Why You Should Always Recommend an Owner’s Title Policy – the Mechanic’s Lien
- ALTA Best Practice #7
- Attention Loan Officers — VTC Eliminated PO Box
- The Next Banking Crisis is Already in the Making
- Mortgage Lead Generator will Pay $225,000 to Settle FTC Charges That it Deceptively Advertised Mortgage Rates
- Should You Lend in Areas of Fracking?
- Title Tip: ALTA Expanded Homeowner’s Policy vs. ALTA Owner’s Policy
- Mortgage Rates Hit a 2014 Low
- CFPB Updates
- How a Popular Two-Letter Word is Undermining Your Credibility
- Client Testimonial – Katie Cury – First Bank & Trust
- Grammar Tip: 30 Incorrectly Used Words that Can Make You Look Bad
- 13 Most Commonly Asked Twitter Questions
April 2014 Title Notes E-Blast
- Did you miss the April Webinar – Consumer Protection: Owner’s Title Insurance?
- Title Insurance Helps Bring Peace of Mind
- Karen DesRoches to Lead VBA Multi-Bank Title Agencies
- Senior Days Ahead in Housing, Freddie Says
- CFPB Publishes Small Entity Compliance Guide
- Incomplete Description of Collateral In the Financing Statement May Negatively Impact Priority and Bankruptcy Rights
- Why You Should Always Recommend an Owner’s Title Policy to Your Clients
- ALTA Best Practice #6 – Just Because “Stuff Happens”
- 7 Bold Commercial Real Estate Predictions
- Increased Compliance Squeezing Out Community Banks
- Did You Know? VTC Has Eliminated its PO Box in Roanoke!
- Use of Tourism Development Financing Program on the Rise in Virginia
- Pre-Existing Business Relationships and Affiliate Marketing
- Spotlight on Settlement: FHA Changes Requirement to Collect a Full Month’s Interest from Sellers at Closing
- Title Tip: Southern Title Insurance Corp. is headed for liquidation. What does this mean for holders of STIC policies?
- Client Testimonial – Ann Harrington, C&F Mortgage Corporation
- 3 Moments that Can Make or Break a Banking Customer’s Experience
- 10 Annoying Email Habits to Break Today
- The Best Investment? Your People.
- VTC Teammate Feature: Patti Dickerson, Director of Marketing & Communications
- Grammar Tips: American Rules for Punctuation with Quotation Marks
- How to Get Honest Feedback When You’re the Boss
March 2014 Title Notes E-Blast
- FREE Webinar on April 8, 2014: Consumer Protection: Owners Title Insurance – Lenders Get It … Don’t Forget the Owner.
- Attorney General Warns of Home Deed Solicitations
- Real Life Example: Why You Should ALWAYS Recommend an Owner’s Title Policy to Your Clients – We Own Half Your Property!
- Wells Fargo Endorses ALTA Best Practices
- ALTA Best Practice #5 – It Ain’t Over ‘Till It’s Over
- US Housing Sector is in Big Trouble
- Is Private Mortgage Insurance Making a Comeback?
- Investors Title – Investors Relations News
- Spotlight on Settlement: Helpful Hints for Smoother Setttlements
- Title Tip: Simple Tips to Utilize When Placing an Order for Title Search, Title Insurance, and Settlement Services
- The Financial and Emotional Benefits of Fully Engaged Bank Customers
- Will Housing Bloom Again This Spring?
- Bet You Didn’t Know These 10 Things About St. Patrick and Ireland
- Goodby tolerances, hello variations.
- US Housing Subcommittee Studies Ways to Boost Personal Data Security
- Rethink the Loan presentation: The business model method to understanding lending opportunities
- UST Deadline Looms: Another Step Taken Toward Nationwide Licensing
- The 5 Traits of a Company’s ‘Top Talent’
- VTC Teammate Feature: Vicki Tyree, Office Assistant/Search Coordinator
- Did You Know? – The VTC Website Provides You Access to Great Industry Related Resources?
- Grammar Tips: What is the Difference Between Affect and Effect?
- Lifehack Your Lunch: 8 Scientifically Proven Ways to Maximize Your Mid-Day Break
February 2014 Title Notes E-Blast
- Surviving New Mortgage Rules Year 1
- FREE Webinar: Consumer Protection: Owners Title Insurance – April 8, 2014
- US Credit Quality Continues to Inch Forward
- Real Life Example: Why You Should ALWAYS Recommend an Owner’s Title Policy to Your Clients – SOLD…and the Seller Kept Spending!
- CoreLogic Report: Home Prices Have Increased for 22 Months Straight
- Spotlight on Settlement: Preparing for changes under the new mortgage disclosures
- How Gen Y are coming to dominate the workforce and new customer base
- Could You Find Your Title Insurance Policy?
- 5 Ways to Improve Team Engagement
- Conference Call Funny!
- Title Tip: What is a “Current Owner Search” and how does it differ from a “Full Search”?
- VTC Teammate Feature – Lori Messer, Settlement Coordinator and Post Closer
- Grammar Tip – When to use ‘Less’ or ‘Fewer’?
January 2014 Title Notes E-Blast
- Virginia Title Center Expands its Social Media Presence
- Community banks: You must sell or you will die
- Top 8 Financial Marketing Resolutions for a Successful 2014
- ALTA Best Practice #4 – Do it on time and do it right
- Real Life Example: Why You Should Always Recommend an Owner’s Title Policy to Your Clients – The Case of the Missing Titles
- Important New FHA Loan Limit Changes Effective January 1, 2014
- “I Want my Money Now!” Constructive Receipt Issues in a 1031 Exchange
- Spotlight on Settlement: CFPB Wants your Thoughts on Mortgage Closing Process
- 10 Leadership Resolutions to Make It a Very Good Year
- 2014 Marks the Beginning of a New Era for the US Housing Market
- How Some Small Banks Thrive in a Tough Environment
- Title Tip: The Ins and Outs of ALTA Residential Limited Coverage Junior Loan Policies
- VTC Teammate Feature – Pam Blake, Title Underwriter
- Grammar Tips: “I” vs “me” – one of the easiest grammar rules to learn (and one of the most misused in daily conversation)
- Did You Know?