In The News

 

Please view important industry news in our archived newsletters – click on Newsletter Month to open

Not on our mailing list? It’s easy to join so you can begin receiving great industry news monthly via your in-box. Click HERE to sign-up.

May 2017 Title Notes E-News

  • Emotional Intelligence: The gap between mediocrity and high performance
  • Sharpen Your Commercial Communications
  • Banks are Suddenly Scaling Back Lending, and Wall Street Isn’t Sure What to Make of It
  • ALTA Urges CFPB to Warn Consumers About Real Estate Funds Phishing Scams
  • Hey Banks! Survey Says You’re Too Confident in Your Cybersecurity Efforts
  • Attention Lenders: The CFPB is Now Focusing More on Fair Lending in Mortgages
  • Real Estate News

April 2017 Title Notes E-News

  • The Difference Between Boss vs. Leader
  • Welcome Melody Marick to the VTC Team
  • A Survival Strategy for Smaller Banks
  • Stephen Covey’s Best Selling Strategy: Talk About Results, Not About Your Product
  • Why [Business] Banking Needs More Transparency
  • Survey Finds Mortgage Applicants Prefer In-Person Interactions
  • Real Estate News

March 2017 Title Notes E-News

  • What Great Leaders Say to Highly Engaged Teams
  • 6 Biggest Themes Affecting Bank Compliance in 2017
  • MBA Forecast for Economy: Lookin’ Good!
  • Big Smiles and Friendly Hellos Are Killing Your Community Bank
  • Taking Care of Businesses: Why you must get in your business client’s corner
  • Real Estate News

February 2017 Title Notes E-News

  • On Leadership and Hiring
  • Pressing Issues: Four Big Hot Buttons in Regulatory Credit Risk Management
  • 17 Proven Productivity Techniques You Can Start Using Today
  • A Look at FHA Mortgage Insurance Premiums Through the Decades
  • Gen Z: The Dawning of a New Disruption
  • Real Estate News

January 2017 Title Notes E-News

  • We Asked a Bunch of Top Bankers What to Expect for Wall Street in 2017
  • VTC adds Dawn Sartin to Settlement Services Team
  • How to Turn Employees Into Leaders
  • Survey Says! The Biggest Threats to Housing: Compliance Burdens, Access to Credit
  • The Strategic Risk Community Banks May Not Have Considered
  • Want Loyal Customers? Start Talking About Their Emotions!
  • Real Estate News

December 2016 Title Notes E-News

  • Pay Attention to Your Words — They Can Change Your World
  • CFPB Updates Guidance on Lender Supervision of Third-Party “Service Providers”
  • Bye-Bye Regulation, the Mortgage Industry Found a New Focus: Technology Innovation
  • December Holiday Closings
  • Culture is Key .. Articles to help you establish a positive and productive work culture
  • Virginia Title Center Teammate Participates on Industry Panel at VBA Women in Banking Conference
  • Happy “Grew” Year: Five Best Sales Practices for Banks in 2017
  • What’s in Store for Housing in 2017?

November 2016 Title Notes E-News

  • 10 Acts of Humanity Standout Leaders Perform Daily
  • VTC Welcomes Nikki Castellano to the Team
  • 5 Ways the CFPB Constitutionality Ruling Impacts Banks and Consumers
  • Real Estate Loans: Title Insurance – What is its Value?
  • ALTA Survey Finds Customer Confusion Remains With New Disclosures
  • Holiday Schedule for Courthouses and VTC
  • VTC Teammate Receives Recognition at VMLA Annual Conference
  • Useful Personal Development Tips
  • 10 Ways Banking Will Be Different in 2020
  • Lenders Need to Focus on HMDA Changes
  • Here are the Top 5 Trends in Real Estate Over the Past 35 Years

October 2016 Title Notes E-News

  • 8 Culture Change Secrets Most Leaders Don’t Understand
  • Mortgage Defects are Skyrocketing. The Cause? TRID
  • Useful Personal Development Tips
  • Help Your Bank Attract Top Talent
  • Small Business Lending: Can You Compete?
  • Defining Community Banks’ Future for Success
  • What Colors Make A Room Look Bigger and other Real Estate News

September 2016 Title Notes E-News

  • The Latest News on TRID
  • Top Ten Reasons to Care For Your Culture
  • How Community Banks Can Win Treasury Management Business
  • Useful Personal Development Tips
  • the Key to Success in the Mortgage Business: Making Mentorship Work
  • Lenders Win When Originators Attend the Closing
  • How to Pursue the Long-Term Strategy and Avoid the Big Short
  • Creating a Great Customer Experience
  • 5 Ways Your Community Bank is Giving Up
  • 3 Tax Deductions All Agents Should Utilize Immediately

August 2016 Title Notes E-News

  • Unleashing Your Employees’ Super Powers
  • Three Tips for Growing Core Customer Relationships
  • Useful Personal Development Tips
  • Automating Loan Decisions for Small Businesses
  • The First Question in Strategic Planning: ‘What Can Go Wrong?’
  • Creating a Great Customer Experience
  • Like Kind Exchange Gaining in Popularity

July 2016 Title Notes E-News

  • Support West Virginia Flood Relief Efforts
  • Digital Detox: How to Unplug And Why You Should
  • Work-Life Balance is a Myth
  • Get time ON your side: 10 tips to improve time management and productivity
  • Industry Hot Topic: TILA/RESPA Integrated Disclosures (TRID) Part XVI
    • Do you think CFPB TRID changes will heal mortgage market pain?
    • Answers you need on how the CFPB enforces TRID
    • The CFPB needs to fix this title insurance issue with TRID
    • Post-TRID, More Homebuyers Reading Their Mortgage Disclosures
  • These Common Title Problems Can Snag Your Home Closing
  • Giving the Financial Industry Permission to Fail Faster
  • Loan officers, should you be making a six-figure salary?
  • Five Ways to Improve Your Bank’s Commercial Lending  Department
  • News for Community Bankers:
    • How are regulations affecting small banks?
    • Investing in Formal Leadership Development and Succession Planning
    • 5 Steps to a Great Bank Experience in the Age of the Customer
  • Economist Says  Summer May Be the Hottest Season to Buy and Sell
  • A Few Articles on Culture in the Workplace

June 2016 Title Notes E-News

  • Finding Your Formula For Leading Others
  • Six Leadership Obstacles to Team Success
  • VTC Introduces Liz Rotenberry, Settlement Processor
  • Industry Hot Topic: TILA/RESPA Integrated Disclosures (TRID) Part XV
    • CFPB: Changes to  TRID Coming Soon
    • Is TRID Encouraging Smarter Homebuyers?
    • How to Disclose Flood Insurance on TRID Documents
  • Investors Title Recognized as Top 25 Best-Run NC Public Companies
  • What Do Community Banks and a Renaissance Politician Have in Common?
  • Next Major Issues Lenders Need to Tackle: Cybersecurity
  • Small Business Lending: Partnering Your Way to the Top
  • How to beat out other homebuyers when there is no inventory

April 2016 Title Notes E-News

  • 5 Tips to Improve Nonverbal Communication in Meetings
  • Industry Hot Topic: TILA/RESPA Integrated Disclosures (TRID) Part XIV
    • Examples of Common TRID Errors
    • TRID Tip: Did you know that some of the issues seen on the secondary market can be fixed at closing?
  • Empty Your Cup: Time to unlearn entrenched habits
  • 7 Reasons Why Every Homebuyer Needs Owner’s Title Insurance
  • How Closing Funds Get Hijacked by Fraudsters
  • Here are the top 5 marketing risks for mortgage loan officers
  • Banks Should Be Like Camels …. huh?!
  • Don’t Use E-Mail to Manage Transactions

March 2016 Title Notes E-News

  • Motivation: Recommended Daily
  • Industry Hot Topic: TILA/RESPA Integrated Disclosures (TRID) Part XIII
    • It’s Official: TRID Kills Mortgage Profits
  • VTC Introduces Darin Duffy as a New Teammate
  • Time to Worry About Revised HMDA is Now
  • Changing the Message About Mortgage Lenders: From Villain to Hero
  • The Best Voicemail Your Bank Has Ever Left
  • 5 Things Real Estate Agents Should Know About Low Down Payment Options

February 2016 Title Notes E-News

  • The 7 Essential Practices of Leadership That Work
  • Industry Hot Topic: TILA/RESPA Integrated Disclosures (TRID) Part XII
    • Oops! CFPB Quietly Fixes Error in TRID Rule
  • 4 Ways to Improve Loan Officer and Real Estate Agent Relationships
  • Becoming the Bank Your Customers Love
  • Investors Title Announces 4th Quarter and Fiscal Year 2015 Results
  • Are Banks Charging Enough for Their Loan Risk?
  • Freddie Mac Launches Online Tool to Help Real Estate Professionals

January 2016 Title Notes E-News

  • 6 Strategies for Building Teams that Go the Distance
  • Industry Hot Topic: TILA/RESPA Integrated Disclosures (TRID) Part XI
    • Why TRID is Far Worse Than Anyone Thought
  • 10 Best Money Tips From Dave Ramsey of All Time
  • What Keeps Bankers Awake at Night
  • Avoiding Potential Pitfalls With Title Insurance
  • Community Banks Will Own the Next Decade, If…
  • Community Lenders Are Essential to the Future of Mortgage Banking
  • 7 Non-Negotiables For Your Real Estate Marketing Plan

December 2015 Title Notes E-News

  • Ways to Awaken the Potential in Your Workforce
  • Industry Hot Topic: TILA/RESPA Integrated Disclosures (TRID) Part X
    • TRID Hasn’t Caused Any Major Lending Delays … So Far
    • NAR: TIRD Delays Minimal in Closing Process
  • 7 Common Money Traps Even Smart People Fall Into
  • Six Logical Things Mr. Spock Might Say About Long-Term Client Relationships
  • Mortgage Company Sues Owners of 400 Georgetown Homes Over Titles
  • Here’s the Truth Behind 6 Millennial Stereotypes in Lending
  • 7 Coaching Steps: Avoid These Pitfalls at Your Community Bank
  • 5 Things You Didn’t Learn in Real Estate Class

October 2015 Title Notes E-News

  • You Can’t Fix Lazy, Crazy and Stupid
  • Industry Hot Topic: TILA/RESPA Integrated Disclosures (TRID) Part IX
    • Transitional Period and Initial Supervisory Practice Over TRID
  • Is the Mortgage Industry Entering a New Era of Partnership?
  • Want a Great Team? Build a Great Culture.
  • Don’t Forget About Your Bank Employees!
  • VTC –  Commitment to the Industry and our Communities
  • 7 Essential Steps to Build a Strong Work Ethic
  • RE News: Online Visibility Boosting Tips You Can Implement Today
  • The Future of Banking: Four Scenarios
  • What Really Happened to Your Credit Card on October 1?
  • VBA Credit Management Conference — Door Prize Winners Announced

September 2015 Title Notes E-News

  • What 11 Successful People Wish They’d Known About Money In Their 20’s
  • Industry Hot Topic: TILA/RESPA Integrated Disclosures (TRID) Part VIII
    • Redefining When The Mortgage Process Starts
    • MBA Launches Know Before You Owe for Homebuyers and Mortgage Lenders
    • VTC TitleHound Rate Calculator for accurate quotes for Loan Estimate
  • 7 Marketing Programs Every Community Bank Needs
  • Meet the VTC Settlement Team
  • Do You Have Fans Like This?
  • Growing Your Mortgage Business in an Unpredictable Environment
  • 6 Ways To Make Meetings More Productive
  • 3 Scenarios Where It’s Crucial to Possess an Owner’s Title Insurance Policy
  • We’re About to Reach the Halfway Point of Recovery, But What’s Next?
  • Top 4 Performance Stats That Will Blow Your Mind

August 2015 Title Notes E-News

  • What Exceptional Leaders See
  • Industry Hot Topic: TILA/RESPA Integrated Disclosures (TRID) Part VII
    • Three Takeaways From the TRID Trenches
    • Tolerances with TRID
    • The Production Challenges Beyond TRID
    • TRID Compliance Questions
    • TRID Tools for Real Estate Agents
  • Five Steps for Hiring Bankers Who Can Sell
  • CFPB to Mortgage Industry: Get out of MSAs
  • 5 Strategies To Bring More Happiness To Your Life
  • Top 10 Time Wasters In Community Banking
  • The 8 Biggest Concerns for REALTORS

July 2015 Title Notes E-News

  • 10 Habits of Ultra-Likeable Leaders
  • Industry Hot Topic: TILA/RESPA Integrated Disclosures (TRID) Part VI
    • It’s Official … October 3rd is effective date for TRID
    • The Top 5 Things to Know About TRID
  • Introducing Gail Duffy as Settlement Processor & Closer
  • Linking Accountability to Strategy
  • Lykken on Leadership: Seven Ways to Motivate Your Team When Times are Tough
  • How Great Customer Service is Really Delivered
  • Romance Isn’t Dead Between Community Banks and Customers … Yet
  • Buy…Rent…Buy…Rent…BUY: The Millennial Struggle For The American Dream

June 2015 Title Notes E-News

  • Four Ideas That Could Influence the Future of Community Banks
  • Industry Hot Topic: TILA/RESPA Integrated Disclosures (TRID) Part V
    • CFPB Announces Two-Month Delay on TRID Enactment
    • Changes In Store for Residential Mortgage Loan Closings
    • Investors Announces TRID Training On-Demand
    • TRID Changes and People Skills
  • 8 Behaviours of Phenomenally Successful People
  • VTC’s Debbie Elig Celebrates Silver Anniversary
  • Why Banks Should Stop Fighting and Learn to Love Regulators
  • The VTC Title Tip: Is Title Insurance on Newly Constructed Homes Necessary?
  • Back-Office Hiring Now a Front-and-Center Focus for Lenders
  • Real Estate Resources
  • 10 Mistakes Banks Sales Leaders Should Never Make

May 2015 Title Notes E-News

  • Industry Hot Topic: TILA/RESPA Integrated Disclosures (TRID) Part IV
  • Challenges of Communicating with Coworkers
  • VTC’s Brandy Wimer Completes GARCC Leadership Program
  • Bankers: Think about what gets measured.
  • How to Read a Potential Homebuyer’s Mind
  • How Community Banks Can Seize Opportunity in the Mortgage Market
  • Avoid Loan Portfolio Fire Alarms

April 2015 Title Notes  E-News

  • Industry Hot Topic: TILA/RESPA Integrated Disclosures (TRID) Part III
  • 10 Types of People Who Will Help Your Business Succeed
  • Working With Competitors Can Help Community Banks Thrive
  • The VTC Title Tip: 12 Top Title Terms You Should Know
  • Give Small Firms a Reason to Bank With You
  • 4 Subjects All Real Estate Agents Should Master
  • How Top Producers Create a Five-Star Experience for the Borrower
  • Business Intelligence for Banking

March 2015 Title Notes E-News

  • Industry Hot Topic: TILA/RESPA Integrated Disclosures (TRID) Part II
  • 10 Bad Habits You Need to Break to Be More Productive
  • Regional and Community Banks: Experts Talk Challenges and Opportunities
  • VTC Title Tip: 3 Things Consumers Should Consider when Shopping for a Title Company
  • House Committee Grills Cordray on QM, Mortgage Regulations
  • Out of Touch: The Importance of Staying Grounded in the [Mortgage] Industry
  • NAR: Millennials Still Want Real Estate Agents

February 2015 Title Notes E-Blast

  • The 8 Instinctive Habits of Remarkable Leaders
  • Seminar: TILA-RESPA Integrated Disclosure Rule Implementation. Together We’re Prepared!
  • Mortgage Choice Act Reintroduced in Congress
  • What Does Barney Frank Think of Dodd-Frank Now?
  • Why Community Banks Matter, and Will Survive
  • The Health of Community Banks Receives New Attention
  • VTC Title Tip
  • Upcoming Mortgage Rules Have You Wondering Where to Turn?
  • Tips and Tricks from Top Producers
  • Ten Things Banks Should Do, But Generally Don’t
  • Which Loan Types are  Fueling Bank Growth?

January 2015 Title Notes E-Blast

  • 12 Things Successful People Do Before Breakfast
  • VTC Welcomes Linda Troxell – Settlement Processor – to the Team
  • The 5 Most Important Compliance Issues for 2015
  • NEW! E-Mail Encryption to Protect Non-Public Personal Informaton
  • Title Tip: Attention Lenders — Approved Settlement Provider List
  • NEW! Required Recording Cover Sheets for Localities in Virginia
  • Commercial Banking Trends
  • Investors Title Company Rings the Nasdaq Stock Market Opening Bell
  • Articles on Banking Leadership
  • Resolve to Get Involved … and more community banking articles
  • Attracting Clients: Go for Loyalty

December 2014 Title Notes E-Blast

  • Four Things I Wish I Had Known in 1994
  • Build a Plan, Reach Your Goal
  • Providing Purpose for Bank Customers
  • Investors Title Announces YTD Performance
  • 5 Answers to Critical Homebuyer Questions That Prove You’re a Rock-Star Agent
  • Diversification In Your Bank’s Loan Portfolio That Makes a Difference
  • 6 Principles of Human-Centric Leadership

November 2014 Title Notes E-Blast

  • Leadership in the Shadow of Crisis
  • VTC Devotes Veterans Day to Giving Back to the Community
  • The Midterms are Over, But the Community Bank Battle Continues
  • Why Bank Boards Should Take a Hard Look in the Mirror
  • Build Your Real Estate Plan — Escape From Tomorrowland Today
  • Title Tip: A Friendly Reminder Regarding Construction Loan Policies and Affirmative Mechanic’s Lien Coverage
  • Study: Most First-Time Homebuyers Confused About Mortgage Process
  • Simple Segmentation for Improved Sales
  • Consumer Comfort in US Advances to Second-Highest Since 2008

October 2014 Title Notes E-Blast

  • Bold Regulatory Reforms Can Help Small Banks Survive
  • Have Community Banks Changed Enough?
  • 4 VTC Teammates Recognized for Milestone Anniversaries
  • Mel Watt and Julian Castro Announce Housing Policy Changes
  • CFPB Releases Updated Rules Readiness Guide
  • Title Tip – Quitclaim Deeds 101: What You Need to Know About These Property Transfer Documents
  • More than 80% of U.S. Homeowners Have Regrets About Their Purchase
  • Video: Do You Know What Consumers Want from a Real Estate Agent?
  • Here’s How Much Americans Owe on Mortgages in Every State
  • Successful Relationship Managers Are Partners to Their Clients
  • 28 Inspiring Quotes on Leadership in Business

September 2014 Title Notes E-Blast

  • Mortgage-Heavy Banks Fight for Higher Stock Valuations
  • Financially Healthy Employees Good for Business, Bureau Says
  • US Income Gap Widened During Economic Recovery: Federal Reserve
  • Closing Costs are Rising…Here’s Why
  • REALTORS Expect Modest Price Growth in Next 12 Months
  • Great Leaders Dig Into the Heart of Innovation
  • Your Place to Call Home: Title insurance protect you from the past
  • Title Insurance premium volume in 2Q dropped 16.6% YOY
  • Spotlight on Settlement: Keys to Success Part I – Communication
  • The Lost Art of the Hand Written Thank you Note
  • Giving Back to Build a Better Community – Feeding America Southwest Virginia
  • Grammar Tips: 26 Words That Can Leave the Wrong Impression if Used Incorrectly

August 2014 Title Notes E-Blast

  • VTC launches new tag line and purpose statement.
  • Replay available of Loan Modifications and Your title Policy Webinar
  • Commercial Lending Drives Loan Growth for U.S. Regional Banks
  • The (High) cost of Mortgage Lending
  • The Future of Banking is Responsive
  • What Your Clients Should Know About Easements
  • How to Take Care of Your Team So They Take Care of You
  • Why You Should Always Recommend an Owner’s Title Policy – The Only Sure Things in Life are Death and Taxes
  • Spotlight on Settlement: Don’t be scared of the commercial closing
  • Title Tip: What Liens do NOT get wiped out upon foreclosure?
  • Five Tips for Feedback That Makes a Difference
  • The S.W.E.A.T. Pledge (Skill & Work Ethic Aren’t Taboo)
  • What value did you bring your customer today?
  • Giving Back to Build a Better Community: Carilion Clinic Children’s Hospital Golf Tournament and Party on the Lawn
  • Grammar Tips: Every day or everyday?

July 2014 Title Notes E-Blast

  • FREE Webinar: Loan Modifications and Your Title Policy – July 22, 2014 at 10 a.m
  • Why Some Banks Are Measuring Mortgages Wrong
  • Ten Critical Risk Management Services Your Credit Migration Model Should Provide
  • Virginia Establishes Savings Plan for First-Time Home Buyers
  • Report on 2014 Legislation Affecting Banking
  • Millennials May be About to Move Out
  • 4 Trends in Real Estate Right Now
  • In Home Loans, Subprime Fades as a Dirty Word
  • Why You Should ALWAYS Recommend an Owner’s title Policy to Your Clients – No Way to Get There
  • Did You Know…About the Automatic Release Provision for Federal Tax Liens?
  • Better Protection by Spreading the Risk
  • Spotlight on Settlement
  • Title Tip: Change in Mobile Home Exceptions
  • What Does the Supreme Court’s Recess Appointment Decision Mean for the CFPB?
  • Lenders Could Be On Hot Seat if Borrowers Withdraw Application
  • It’s What Your Loan Officers Say That Matters
  • ABA to Present Three Briefings and Webcasts in July
  • 10 Grammar Mistakes Even Smart People Make
  • 10 Things Really Amazing Employees Do

June 2014 Title Notes E-Blast

  • FREE Webinar: Loan Modifications and Your Title Policy – July 22, 2014 at 10 a.m.
  • Investors Title Distinguished for Excellence
  • Transferring Appraisals: Helping Lenders and Brokers Understand How Standards and Rules Intersect
  • Indie Bankers’ Profit-Per-Loan Down NEarly $1,000 Year-Over-Year in 2013
  • OCC to Loosen the Oversight Leash on Big Banks
  • The Real Reason Community Banks are Closing
  • Compliance and Risk Management Options That are Cost Effective
  • Why You Should ALWAYS Recommend an Owner’s Title Policy to Your Clients:  Dig a LIttle Deeper
  • Title Defects Can Haunt Transactions
  • Spotlight on Settlement: Getting Settlemed Before Mortgage Settlement Will Make the Process Go More Smoothly
  • 2014 Virginia Legislation Affecting Real Estate Industry
  • CFPB Mandates Top List of Concerns in Compliance Survey
  • Summers Admits to Mistakes in Handling of Housing Crisis
  • ABA Praises CFPB Mortgage Cure Proposal, Seeks Longer Window
  • 4 Housing Bills That Could Make Mortgage Lending Much Easier
  • Lost Generation Casts Shadow Over Housing Market
  • Grammar Tips:  Top 10 Business Writing Mistakes That Cost You Money
  • 10 Life Lessons From a Navy Seal

May 2014 Title Notes E-Blast

  • Best Practices Boot Camp: Data, Documents  Dollars!
  • Clearing Up Ideas on Title Insurance
  • Here’s a Solid 3-Point Plan for Put-Back Reform
  • All-Cash Home Purchases on the Rise
  • Investors Title Company Announces First Quarter 2014 Financial Results
  • Mortgage Application Activity Rebounds, Up 5.3%
  • Why You Should Always Recommend an Owner’s Title Policy – the Mechanic’s Lien
  • ALTA Best Practice #7
  • Attention Loan Officers — VTC Eliminated PO Box
  • The Next Banking Crisis is Already in the Making
  • Mortgage Lead Generator will Pay $225,000 to Settle FTC Charges That it Deceptively Advertised Mortgage Rates
  • Should You Lend in Areas of Fracking?
  • Title Tip: ALTA Expanded Homeowner’s Policy vs. ALTA Owner’s Policy
  • Mortgage Rates Hit a 2014 Low
  • CFPB Updates
  • How a Popular Two-Letter Word is Undermining Your Credibility
  • Client Testimonial – Katie Cury – First Bank & Trust
  • Grammar Tip: 30 Incorrectly Used Words that Can Make You Look Bad
  • 13 Most Commonly Asked Twitter Questions

April 2014 Title Notes E-Blast

  • Did you miss the April Webinar – Consumer Protection: Owner’s Title Insurance?
  • Title Insurance Helps Bring Peace of Mind
  • Karen DesRoches to Lead VBA Multi-Bank Title Agencies
  • Senior Days Ahead in Housing, Freddie Says
  • CFPB Publishes Small Entity Compliance Guide
  • Incomplete Description of Collateral In the Financing Statement May Negatively Impact Priority and Bankruptcy Rights
  • Why You Should Always Recommend an Owner’s Title Policy to Your Clients
  • ALTA Best Practice #6 – Just Because “Stuff Happens”
  • 7 Bold Commercial Real Estate Predictions
  • Increased Compliance Squeezing Out Community Banks
  • Did You Know? VTC Has Eliminated its PO Box in Roanoke!
  • Use of Tourism Development Financing Program on the Rise in Virginia
  • Pre-Existing Business Relationships and Affiliate Marketing
  • Spotlight on Settlement: FHA Changes Requirement to Collect a Full Month’s Interest from Sellers at Closing
  • Title Tip: Southern Title Insurance Corp. is headed for liquidation. What does this mean for holders of STIC policies?
  • Client Testimonial – Ann Harrington, C&F Mortgage Corporation
  • 3 Moments that Can Make or Break a Banking Customer’s Experience
  • 10 Annoying Email Habits to Break Today
  • The Best Investment? Your People.
  • VTC Teammate Feature: Patti Dickerson, Director of Marketing & Communications
  • Grammar Tips: American Rules for Punctuation with Quotation Marks
  • How to Get Honest Feedback When You’re the Boss

March 2014 Title Notes E-Blast

  • FREE Webinar on April 8, 2014: Consumer Protection: Owners Title Insurance – Lenders Get It … Don’t Forget the Owner.
  • Attorney General Warns of Home Deed Solicitations
  • Real Life Example: Why You Should ALWAYS Recommend an Owner’s Title Policy to Your Clients – We Own Half Your Property!
  • Wells Fargo Endorses ALTA Best Practices
  • ALTA Best Practice #5 – It Ain’t Over ‘Till It’s Over
  • US Housing Sector is in Big Trouble
  • Is Private Mortgage Insurance Making a Comeback?
  • Investors Title – Investors Relations News
  • Spotlight on Settlement: Helpful Hints for Smoother Setttlements
  • Title Tip: Simple Tips to Utilize When Placing an Order for Title Search, Title Insurance, and Settlement Services
  • The Financial and Emotional Benefits of Fully Engaged Bank Customers
  • Will Housing Bloom Again This Spring?
  • Bet You Didn’t Know These 10 Things About St. Patrick and Ireland
  • Goodby tolerances, hello variations.
  • US Housing Subcommittee Studies Ways to Boost Personal Data Security
  • Rethink the Loan presentation: The business model method to understanding lending opportunities
  • UST Deadline Looms: Another Step Taken Toward Nationwide Licensing
  • The 5 Traits of a Company’s ‘Top Talent’
  • VTC Teammate Feature: Vicki Tyree, Office Assistant/Search Coordinator
  • Did You Know? – The VTC Website Provides You Access to Great Industry Related Resources?
  • Grammar Tips: What is the Difference Between Affect and Effect?
  • Lifehack Your Lunch: 8 Scientifically Proven Ways to Maximize Your Mid-Day Break

February 2014 Title Notes E-Blast

  • Surviving New Mortgage Rules Year 1
  • FREE Webinar:  Consumer Protection: Owners Title Insurance – April 8, 2014
  • US Credit Quality Continues to Inch Forward
  • Real Life Example: Why You Should ALWAYS Recommend an Owner’s Title Policy to Your Clients – SOLD…and the Seller Kept Spending!
  • CoreLogic Report: Home Prices Have Increased for 22 Months Straight
  • Spotlight on Settlement: Preparing for changes under the new mortgage disclosures
  • How Gen Y are coming to dominate the workforce and new customer base
  • Could You Find Your Title Insurance Policy?
  • 5 Ways to Improve Team Engagement
  • Conference Call Funny!
  • Title Tip: What is a “Current Owner Search” and how does it differ from a “Full Search”?
  • VTC Teammate Feature – Lori Messer, Settlement Coordinator and Post Closer
  • Grammar Tip – When to use ‘Less’ or ‘Fewer’?

January 2014 Title Notes E-Blast

  • Virginia Title Center Expands its Social Media Presence
  • Community banks: You must sell or you will die
  • Top 8 Financial Marketing Resolutions for a Successful 2014
  • ALTA Best Practice #4 – Do it on time and do it right
  • Real Life Example: Why You Should Always Recommend an Owner’s Title Policy to Your Clients – The Case of the Missing Titles
  • Important New FHA Loan Limit Changes Effective January 1, 2014
  • “I Want my Money Now!” Constructive Receipt Issues in a 1031 Exchange
  • Spotlight on Settlement: CFPB Wants your Thoughts on Mortgage Closing Process
  • 10 Leadership Resolutions to Make It a Very Good Year
  • 2014 Marks the Beginning of a New Era for the US Housing Market
  • How Some Small Banks Thrive in a Tough Environment
  • Title Tip: The Ins and Outs of ALTA Residential Limited Coverage Junior Loan Policies
  • VTC Teammate Feature – Pam Blake, Title Underwriter
  • Grammar Tips:  “I” vs “me” – one of the easiest grammar rules to learn (and one of the most misused in daily conversation)
  • Did You Know?

December 2013 Title Notes E-Blast

  • Report: Lending Rules Could Have Cut Defaults in Half
  • ALTA Best Practice #3: Information Security – Keeping Secrets from the Backyard to the Board
  • Four Strategies to Increase the Performance of Community Banks’ Debit Card Portfolios
  • Real Life Example: Why You Should ALWAYS Recommend an Owner’s Title Policy to Your Clients — The Case of the Disappearing Money
  • Consumer Confidence Rose in November
  • Financial moves You Should Make by New Year’s
  • Spotlight on Settlement: E-Recording … is it Right for You?
  • What Makes an Effective Workplace?
  • Appellate court throws out long-standing sniff test for ‘sham’ joint mortgage and title businesses
  • Title Tip: Encroachments … What factors should be considered if affirmative coverage is desired?
  • VTC Teammate Feature: Susan Miller, Settlement Processor
  • Grammar Tips: When to Use “That” and When to Use “Which”
  • Did You Know?  CAPTCHA is a type of test used in computing to determine wheter or not the user is human

November 2013 Title Notes E-Blast

  • Escrow Accounts – Follow the Money – ALTA Best Practice #2
  • Workplace Coach: Adapting to Change is Key to Business Survival
  • Investors Title Company Announces Third Quarter 2013 Results
  • Spotlight on Settlement: The Importance of Proper Notary Acknowledgment
  • 5 Career Lessons to Learn from Superman
  • In the Words of a VTC Client – Cyndi Beach Stultz, Valley Bank Mortgage Testimonial
  • Title Tip: So There is a Federal Tax Lien on the Subject Property … Now What?
  • VTC Teammate Feature: Gail Duffy, Operations Manager & Title Insurance Underwriter
  • Grammar Tips: How Do You Use There, They’re and Their?
  • Did You Know?: Title History and Tidbits
  • The Top 10 Rules of Business Email Etiquette

October 2013 Title Notes E-Blast

  • November 12 Webinar – The Latest in Properly structuring Commercial Real Estate 1031 Exchanges
  • CFPB Compliance Myths That Deserve Debunking
  • Is Work Killing You? Improve Your Work Health
  • CFPB Hits Two Lenders with Thousands in Penalties over HMDA Data
  • Dodd-Frank and Community Banks: Your Guide to 12 Critical Issues
  • The Changing Face of Banking
  • The Key to Customer Satisfaction? Just Take Care
  • Title Tip: When to Use an Arms-Length or Current Owner Title Search
  • VTC Teammate Feature:  Kara Ramsey, Title Insurance Underwriter
  • Grammar Tips: The Battle of its vs. it’s vs. its’
  • 1031 Exchanges: What are the benefits of Exchanging vs. Selling?
  • In the Words of a VTC Client – Carolyn J. Angell, Loan Processor, MainStreet BankShares, Inc.

September 2013 Title Notes E-Blast

  • September Webinar – Managing and Assessing Environmental Risk Associated with Real Property Used as Collateral
  • VTC Welcomes Kay Slusher to Roanoke Office as Settlement Processor and Closer
  • CFPB Director Discusses QM Rule
  • AEI Releases Public Opinion Survey Covering Banks, Regulation
  • What Homebuyers Need to Know About Title Insurance
  • Plats and Surveys, Surveys and Plats …. The Ins and Outs …
  • Title Tip: Survey Coverage – Requirements and Exceptions Related to Survey Coverage for Lender’s and Owner’s Policies
  • Grammar Tip: What’s it to Be? “I” or “Me?”
  • In the Words of a VTC Client – Carolyn S. Kazner, Bank of Floyd

August 2013 Title Notes E-Blast

  • August 27th Webinar – Reviewing Title Commitments and Title Policies
  • September Webinar – Managing and Assessing Environmental Risk Associated with Real Property Used as Collateral
  • The CFPB Opened its Doors Two Years Ago. In that time, a lot has changed.
  • How much do you know about USDA Single Family Housing Loans and Grants?
  • Investors Title Company Announces Second Quarter 2013 Results
  • Got a title Insurance Claim?  Now What?
  • Spotlight on Settlement: The Role of the Settlement Agent
  • Title Tip: Residential Construction Loans – Benefits of Using the Mechanics’ Lien Agent Procedure versus the Long Form Lien Waiver Procedure
  • Grammar Tip: One or Two Spaces Between Sentences?
  • Did you Know?: Master Home Equity Loan Title Insurance Policy (MHELP)
  • In the Words of a VTC Client: Ginger Whitlock, Sagner & Huber, PLC
  • VTC Teammate Feature: Laura Lesando, Title Insurance Underwriter

August 6, 2013 Special Report for Lenders

  • Banks Put on Notice:  CFPB Says Banks are Responsible for Service Providers
  • ALTA’s Best Practices Offers Banks the Guidance to Know Your Service Providers
  • ASK JONATHAN BIGGS – Questions about articles or other items related to CFPB memorandum?

July 2013 Title Notes E-Blast

  • Sign up for Free August 27th Webinar – Reviewing Title Commitments and Title Policies
  • Homebuilder Sentiment Reached Highest Level Since January 2006
  • Advantages of a New Owner’s Policy for a Lender Acquiring Property in a Foreclosure
  • Is a 1031 Exchange Right for Your Client?
  • Check Out VTC’s Blog, Website, Facebook Page ….
  • Did you know that VTC offers Commercial Title and Settlement Services too?
  • Title Tip:  Expanded Coverage Policies – Providing the Lender and Owner with Coverage for Future Events Affecting the Title
  • Have you test the TitleHound Rate Calculator yet?
  • VTC Teammate Feature:  Brandy Wimer, Settlement Services Manager

June 2013 Title Notes E-Blast

  • Sign up for Free Health Care Reform Webinar – Impact on Small Business
  • CFPB Launces New Mortgage Rule Implementation Page
  • Banks Put on Notice: CFPB Says Banks are Responsible for Service Providers
  • VTC is Moving Ahead with Social Media … Jump on Board with Us!
  • VTC Debuts:  TitleHound On-Line Rate Calculator
  • ALTA’s Best Practices Offers Banks the Guidance to Know Your Service Providers
  • Title Tip: When do Mobile and Manufactured Homes Qualify for ALTA Endorsement Form 7?
  • VTC Teammate Feature: Debbie Elig, Certified Commercial Underwriter

May 2013 Title Notes E-Blast

  • CFPB Explains New Mortgage Rules Via YouTube Campaign
  • Title Tip:  Environmental Protection Liens – When to Use ALTA 8.1 vs 8.2
  • Investors Title Reports Record Levels of Earnings, Revenue
  • Nicole Hamilton Joins VTC Settlement Services Team

April 2013 Title Notes E-Blast

  • Did You Hear? Changes to Virginia Recordation Taxes
  • New Super “C” of Credit Lending
  • Title Tip: Know Your Insurer and Coverage
  • Patti Dickerson Joins VTC as Director of Marketing & Communications
[/mp_span] [/mp_row]